Instant offers a fast and simple way for businesses–including non-fintechs and startups–to create branded debit card and digital banking experiences that empower customers and employees.
Cards issued by and banking services provided by The Bancorp Bank, Member FDIC.
We’ve streamlined the process by baking in key requirements, including the payment network; sponsor bank; card design, manufacture and fulfillment; and other third-party support you’d otherwise need to engage on your own.
START INSTANTLY
Visit the Instant Dashboard to start creating your debit cards—right now.
BRANDED CARDS
Customize our sleek black or white debit card design with your logo.
FASTER, EASIER PAYOUTS
Deliver digital payouts to your 1099 to gig workers, independent contractors and even pay W2 wages and reimbursements.
Help your cardholders manage their accounts through their mobile devices.
INSTANT MOBILE BANKING
Launch fast with our out-of-the-box mobile banking app that promotes your brand. Available on the App Store and Play Store.
BUILD YOUR OWN
Build your own custom mobile interface by integrating with the Instant API.
Custom interfaces are subject to approval by Galileo and our bank partner.
Instant is the perfect choice for marketplace and ecommerce companies simplifying their purchasing experience, streaming and content-creation platforms paying creators, gig economy and contractor businesses paying workers as well as startups and fintechs that need to demonstrate a live card product.
INSTANT PAYMENTS
Stop cutting checks and sending ACH payments. Make free, instant payments from your Master Funds Account.
CARD INTERCHANGE
Keep a share of the interchange revenue your cardholders generate and share in the success of your program.
Find everything you need to launch and scale your debit card program in the Instant Dashboard.
DEBIT CARDS
Create card products and manage your cardholder portfolio.
DATA INSIGHTS
Understand how your debit card program is performing with key data insights.
DEVELOPERS
Generate API keys and invite developers to join your team.
Our powerful Instant API is the key to spinning up your digital banking program and getting debit cards into your customers/employees hands—fast.
Product creation:
one-time charge per card product
Purchase transaction fee:
| Fee | Average Purchase |
|---|---|
| $0.00 | ≥ $20 |
| $0.05 | $10 - 20 |
| $0.10 | < $10 |
Card creation:
one-time charge per cardholder account
Disputes:
per dispute
Due diligence:
per year
Processing Together.
Use Cases
Company
