Spin up your own digital banking product.​

Instant offers a fast and simple way for businesses–including non-fintechs and startups–to create branded debit card and digital banking experiences that empower customers and employees. 

Debit card illustrations

Cards issued by and banking services provided by The Bancorp Bank, Member FDIC.

Take the complexity out of card issuing.

We’ve streamlined the process by baking in key requirements, including the payment network; sponsor bank; card design, manufacture and fulfillment; and other third-party support you’d otherwise need to engage on your own.

START INSTANTLY

Visit the Instant Dashboard to start creating your debit cards—right now.

BRANDED CARDS

Customize our sleek black or white debit card design with your logo.

FASTER, EASIER PAYOUTS

Deliver digital payouts to your 1099 to gig workers, independent contractors and even pay W2 wages and reimbursements.

Deliver simple banking interfaces.

Help your cardholders manage their accounts through their mobile devices.

INSTANT MOBILE BANKING

Launch fast with our out-of-the-box mobile banking app that promotes your brand. Available on App Store and Play Store.

BUILD YOUR OWN

Build your own custom mobile interface by integrating with the Instant API.

Custom interfaces are subject to approval by Galileo and our bank partner.

Transaction illustration

Reduce costs, create revenue.

Instant is the perfect choice for marketplace and ecommerce companies simplifying their purchasing experience, streaming and content-creation platforms  paying creators, gig economy and contractor businesses paying workers as well as startups and fintechs that need to demonstrate a live card product. 

INSTANT PAYMENTS

Stop cutting checks and sending ACH payments. Make free, instant payments from your Master Funds Account.

CARD INTERCHANGE

Keep a share of the interchange revenue your cardholders generate and share in the success of your program.

Stay on top of your card program in our Dashboard.

Find everything you need to launch and scale your debit card program in the Instant Dashboard.

DEBIT CARDS

Create card products and manage your cardholder portfolio.

DATA INSIGHTS

Understand how your debit card program is performing with key data insights.

DEVELOPERS

Generate API keys and invite developers to join your team.

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Put our powerful API to work for you.

Our powerful Instant API is the key to spinning up your digital banking program and getting debit cards into your customers/employees hands—fast.

Do the math. It's easy!

Pay-as-you-go pricing

Product creation:

$1,000

one-time charge per card product

Product creation:

$5

one-time charge per cardholder account

No monthly minimums

No complicated pricing sheets

No hidden fees